Validated on SAR 2B+ of Saudi lending decisions.
SoyakaAI Credit Studio
AI Transformation for Saudi Credit.
We help financial institutions launch credit products — and build the AI that runs them.
Saudi market depth
Market and pricing intelligence across 60+ Saudi financial institutions.
How we work
Start with focused consultancy for the credit problem in front of you.
We can help with strategy, product, policy or operating model — then add engineering, implementation or deployment only when it creates value.
Credit Products and Channels
- Personal Finance
- Auto Finance
- Real Estate Finance
- Microfinance
- SME Finance
- Credit Cards
- Brokerages & Marketplaces
- Buyout & Refinancing
From strategy to production
01
AI Transformation & Consultancy
AI strategy and transformation · Credit product design and launch · Credit policy design · Risk and operating models · Co-build and implementation
02
AI Credit Decisioning
Underwriting and buyout decisions in seconds · Personalized offers and inline calculators · Local lender rules and policy management · Lender matching · Open Banking · Market and pricing intelligence · AI credit advisor
03
Institutional Compliance & Delivery
Saudi-operated local cloud · On-premise deployment · Explainable credit logic · Audit logs and controls · Security and privacy controls · Institutional and regulatory documentation · Arabic and English